Pay Raise Calculator: New Pay, Raise Percentage and Take-Home
Written and reviewed by Abdul Baseer, accountant · Published · Updated
Takes a raise as a percent, a dollar amount or the new pay, for hourly or yearly pay, and shows what you keep after tax, which tax band the raise lands in, a test against inflation and a comparison with a job offer.
In short
A 3% raise on $60,000 is $1,800, so the new pay is $61,800 a year, or $69.23 more in a biweekly paycheck before tax. For a single filer in 2026 with no state tax, about $1,446 of that reaches take-home pay. Enter your pay and raise to see your own figures.
Percent, dollars or new pay
Take-home after tax
Inflation and offer check
Runs in your browser
Set up once, use every day. Add your company name, logo and details the first time. They are saved in this browser, so next time only the entries are blank. Add this tool to your phone or computer for one-tap access.
Pay raise calculator
baseertools.com/tools/pay-raise-calculator/
New pay
$61,800 a year
+$1,800 (3.00%); take-home $1,446 a year
Raise per year
$1,800
Kept after tax
80%
Per paycheck (2 wks)
$55.63
Example figures are filled in so you can see a finished sheet straight away. Type over them with your own; nothing you enter leaves this device.
Pay raise
$60,000 to $61,800 a year · +3.00%
Take-home change
$1,446 / yr
The raise
Pay
Before
After
Change
Hourly
$28.85
$29.71
$0.87
Weekly (gross)
$1,153.85
$1,188.46
$34.62
Every 2 weeks (gross)
$2,307.69
$2,376.92
$69.23
Twice a month (gross)
$2,500.00
$2,575.00
$75.00
Monthly (gross)
$5,000.00
$5,150.00
$150.00
Yearly (gross)
$60,000
$61,800
$1,800
Weekly (take-home)
$969.04
$996.85
$27.81
Every 2 weeks (take-home)
$1,938.08
$1,993.70
$55.63
Twice a month (take-home)
$2,099.58
$2,159.85
$60.26
Monthly (take-home)
$4,199.17
$4,319.69
$120.52
Yearly (take-home)
$50,390
$51,836
$1,446
What you keepA gross raise of $1,800 a year changes your take-home pay by $1,446, which is 80% of it. The rest goes to federal income tax, Social Security, Medicare. Your last dollar of income is taxed at the 12% federal band before the raise and after it.
2026 federal brackets and standard deductions from IRS Revenue Procedure 2025-32; Social Security 6.2% up to $184,500 and Medicare 1.45% (IRS Topic 751). Paid weeks: 52. An estimate for one job, not a payroll run or tax advice.
Results are estimates, not legal, tax, payroll or financial advice. Calculated on your device at baseertools.com; nothing you entered was sent anywhere.
Share this tool
This link shares the tool, not anything you typed into it. Your details stay on this device.
Page last updated
How to use the pay raise calculator
Choose whether you enter a yearly salary or an hourly rate, and type your current pay and your hours.
Choose how the raise is stated: a percent, a dollar amount, or the new pay (to find the percent).
Choose your filing status and enter your state income tax rate and any pre-tax retirement or health deductions.
Optionally enter an inflation rate to test the raise, or a job offer to compare after tax.
Read the new pay in every pay period, the change in take-home pay, then copy or print the result.
How is a pay raise calculated?
The new pay is the current pay times 1 plus the percent, or the current pay plus the dollar raise, or the new pay you enter. The raise percent is (new minus old) divided by old. Hourly pay is turned into a yearly figure with your hours a week and paid weeks. Take-home pay is worked out before and after the raise with the 2026 federal brackets and standard deduction for your filing status, Social Security at 6.2% up to the $184,500 wage base, Medicare at 1.45% (plus 0.9% above the Additional Medicare Tax threshold) and the flat state rate you enter. The difference is the extra take-home pay. These are estimates, not your employer’s withholding.
For example, a 3% raise on a $60,000 salary is $1,800, so the new pay is $61,800 a year, or $69.23 more in a paycheck every two weeks before tax. For a single filer in 2026 with no state tax, about $1,446 of the $1,800 reaches take-home pay, because federal tax takes $216 and Social Security and Medicare take $137.70. The pay and raise are made up; yours come from what you type.
Who should use the pay raise calculator
Employees who were offered a raise and want the new pay and the percent
Anyone who wants to know how much of a raise reaches the paycheck after tax
People comparing a raise with a job offer or checking it against inflation
Who should not use this
Anyone who needs exact withholding; your employer uses your Form W-4 and withholding tables
Employees owed back pay for a raise that applied to earlier pay periods; use the payroll adjustment calculator
Self-employed people and anyone with several jobs or other income
Limitations
Federal tax only for one employee on one job, using the 2026 brackets and standard deductions; state tax is a flat rate you type.
No credits, itemised deductions, other income, local tax or benefits that phase out at higher incomes are modelled.
The result is a steady-schedule estimate; it does not model overtime changes or back pay.
The figures need updating each January, when the IRS publishes new brackets and the Social Security wage base.
Results are estimates, not legal, tax, payroll or financial advice.
Nothing is uploaded or stored on a server. Clearing your browser data also removes the saved profile.
How do I calculate a pay raise?
A raise is stated one of three ways, and each converts to the others. As a percent, multiply the current pay by 1 plus the percent: a 3% raise on $60,000 is $60,000 × 1.03 = $61,800.00, which is $1,800.00 more. As a dollar amount, add it: $60,000 plus $1,800 is $61,800.00. If you are told the new pay, the percent is (new − old) ÷ old × 100: from $50,000 to $53,000 is 6.0%.
Hourly pay works the same way. A $1 an hour raise on $20 is 5.0%. At 40 hours a week for 52 weeks (2,080 hours) that is $2,080 more a year, and $80.00 more in each paycheck if you are paid every two weeks.
How much of a raise do you actually keep?
A raise is quoted before tax. Federal income tax, Social Security (6.2% up to the $184,500 wage base for 2026) and Medicare (1.45%) come out of the extra pay too. For a single filer in 2026 with no state income tax, a $1,800 raise on $60,000 adds about $1,446 to take-home pay, or 80% of it. A state income tax lowers that further. The calculator above uses your filing status, state rate and pre-tax deductions.
Single filer, 2026 federal tax and payroll tax, no state tax: a $5,000 raise at different pay levels
Current pay
Gross raise
Added to take-home
Share kept
$40,000
$5,000
$4,018
80%
$60,000
$5,000
$4,018
80%
$90,000
$5,000
$3,518
70%
$150,000
$5,000
$3,418
68%
$200,000
$5,000
$3,683
74%
Will a raise push me into a higher tax bracket, and cost me money?
It can move your last dollar of income into a higher bracket, but it cannot make you take home less. Federal brackets are marginal: each rate applies only to the income inside its band. A $10,000 raise on $60,000 takes a single filer from the 12% band to the 22% band, yet only the part of the income above the line is taxed at 22%, so about $7,685 of the $10,000 (77%) is still kept.
Social Security tax stops at the wage base. A raise from $180,000 to $190,000 adds $7,176 to take-home pay (72%), more than the same raise at lower pay would keep, because the part above $184,500 pays no Social Security tax. Benefits and credits that phase out at certain incomes are not modelled here.
Is your raise beating inflation?
Compare the raise with the inflation rate you want to test. The change in what your pay buys is (1 + raise) ÷ (1 + inflation) − 1. A 3% raise with 3% inflation is 0.00%, so your pay buys the same as before. A 5% raise with 3% inflation is 1.94%, and a 2% raise with 4% inflation is -1.92%. The calculator does not assume an inflation rate; the Bureau of Labor Statistics publishes the Consumer Price Index if you want the latest figure.
Percent raise or dollar raise: which is bigger?
Convert both to a yearly dollar amount and compare. A 3% raise on $60,000 is $1,800; a $2,000 flat raise is bigger there but smaller than 3% on $80,000, which is $2,400. A percent raise grows with your pay, while a flat raise is the same dollars for everyone. For hourly pay, multiply the hourly raise by your yearly hours, 2,080 at a standard full-time schedule.
What a percent raise is worth before tax, per year and per two-week paycheck
Pay
2%
3%
4%
5%
$40,000
$800 ($30.77)
$1,200 ($46.15)
$1,600 ($61.54)
$2,000 ($76.92)
$60,000
$1,200 ($46.15)
$1,800 ($69.23)
$2,400 ($92.31)
$3,000 ($115.38)
$80,000
$1,600 ($61.54)
$2,400 ($92.31)
$3,200 ($123.08)
$4,000 ($153.85)
$100,000
$2,000 ($76.92)
$3,000 ($115.38)
$4,000 ($153.85)
$5,000 ($192.31)
How do I compare a raise with a new job offer?
Put both pay figures through the same assumptions and compare take-home pay, not the quoted gross. Enter the job offer in the calculator above and it shows the yearly take-home pay after the raise and after the offer, using the same filing status and state rate. The comparison covers pay only. Health insurance, retirement matching, paid time off, commuting costs and a different state tax rate can change which is better.
What if my raise is backdated or I work overtime?
This calculator shows a raise from today onward at a steady schedule. A raise that applies to earlier pay periods is owed as back pay, and a raise also raises the regular rate that overtime is based on. Use the payroll adjustment calculator for back pay and the overtime rate adjustment calculator for the overtime effect.
Subtract the old pay from the new pay, divide by the old pay and multiply by 100. From $50,000 to $53,000 is $3,000 ÷ $50,000 × 100 = 6.0%. The same works for hourly pay: $20.00 to $21.00 is 5.0%.
How much is a 3 percent raise?
On $60,000 a 3% raise is $1,800.00 a year, so the new pay is $61,800.00. That is $69.23 more in each biweekly paycheck before tax. For any pay, multiply it by 0.03.
How much is a 3 percent raise hourly?
Multiply the hourly rate by 0.03. On $20.00 an hour a 3% raise is $0.60, so the new rate is $20.60. At 2,080 hours a year that is $1,248 more.
How much is a 5 percent raise?
On $60,000 a 5% raise is $3,000, so the new pay is $63,000. On $20.00 an hour it is $1.00 an hour, or $2,080 a year.
What percent raise did I get?
Divide the raise by your old pay and multiply by 100. Choose "The new pay" in the calculator, enter your old and new pay, and it shows the percent. A $2 an hour raise on $16 an hour is 12.5%, because $2 ÷ $16 = 0.125.
How much is a $2 an hour raise a year?
Multiply by yearly hours. At 40 hours a week for 52 weeks, $2.00 × 2,080 = $4,160 a year before tax. At 30 hours a week it is $2.00 × 1,560 = $3,120.
How much is a $5,000 raise per paycheck?
Divide by the number of paychecks: $192.31 biweekly (26 pay periods), $208.33 twice a month (24), $416.67 monthly and $96.15 weekly. These are before tax.
How much of my raise will I take home?
It depends on your income, filing status and state. For a single filer in 2026 with no state tax, about 80% of a raise on $60,000 is kept after federal tax, Social Security and Medicare. A state income tax lowers it. Use the calculator for your own figures.
Will a raise put me in a higher tax bracket?
Possibly, but only the income above the bracket line is taxed at the higher rate, so a raise never lowers your take-home pay because of the bracket alone. The calculator shows the band your last dollar falls in before and after the raise.
Does a raise change how much Social Security tax I pay?
Yes, by 6.2% of the extra pay, until your wages reach the Social Security wage base ($184,500 for 2026). Above it, no more Social Security tax is withheld that year, though Medicare continues.
Is a raise quoted before or after tax?
Before tax. A raise is a change in gross pay. What reaches your account is smaller, which is why the calculator shows both the gross raise and the take-home change.
How do I know if my raise beats inflation?
Compare the raise with the inflation rate you choose: (1 + raise) ÷ (1 + inflation) − 1. A 5% raise with 3% inflation is 1.94%. If the result is below zero, your pay buys less than before.
How much is the raise per paycheck if I am paid every two weeks?
Divide the yearly raise by 26. A $1,800 raise is $69.23 gross per biweekly paycheck. If you are paid twice a month, divide by 24 instead.
What is the difference between a raise and a bonus?
A raise changes your regular pay and repeats every pay period. A bonus is a one-time payment, and withholding on it may be figured as a flat 22% federal rate or by the aggregate method. Use the bonus tax calculator for a bonus.
Does a raise change my overtime pay?
Yes. Overtime is based on the regular rate, so a higher hourly rate raises the overtime rate too. At $20 an hour overtime at time and a half is $30.00; at $21 it is $31.50.
Is a merit increase different from a cost-of-living raise?
The arithmetic is the same. A merit increase is a raise tied to performance, and a cost-of-living adjustment is a raise meant to keep pay in step with prices. Both are shown as a percent or a dollar amount, and the calculator treats them alike.
Results are estimates, not legal, tax, payroll or financial advice. They follow the rules and rates named under Sources, leave out anything the page does not mention (such as other income, credits, local rules or your employer’s own policy), and can differ from a payroll run, a tax return or an agency’s decision. See the disclaimer. Found a mistake? Report an error in a calculation.
