Overtime and pay

Second job hours and pay calculator

Built and checked by Abdul Baseer · Updated

Treats separate and same employers differently for overtime, estimates the tax gap on the combined income, and converts any wage from per second to per year.

In short

A second job hours and pay calculator adds the pay from each job and works out overtime correctly. Hours at separate employers are not combined; hours at the same or joint employers are. It also estimates federal tax on the combined income, so you can see the withholding gap and any Social Security overpayment.

  • Separate or same employer
  • W-4 Step 2 tax gap
  • Pay per second to year
  • Runs in your browser

Set up once, use every day. Add your company name, logo and details the first time. They are saved in this browser, so next time only the entries are blank. Add this tool to your phone or computer for one-tap access.

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How to use the second job hours and pay calculator

  1. Enter each job with its hourly rate and hours, in decimals or as 7:30, and pick which employer it belongs to.
  2. Read the weekly pay for each job and the total, and whether any hours count as overtime.
  3. Open the tax section to compare what two jobs withhold with the tax on the combined income, with and without W-4 Step 2.
  4. Use the converter for pay per second, minute, hour, day, week, month and year, and for double time and time and a half.

How is pay for two jobs added up?

Pay for each job is its rate times its hours. Hours at separate employers are not combined for overtime, while hours at the same or joint employers are added, and overtime then uses the weighted regular rate. The tax view estimates federal tax on the combined income and compares it with what two jobs withhold, with and without Step 2 of Form W-4, and credits Social Security paid above $184,500.

For example, 30 hours at $23.50 for one employer and 20 hours at $18.00 for another pay $1,065.00 a week with no overtime, because hours at separate employers are not combined. If the same 30 and 20 hours at $20 and $30 are for one employer, the 50 hours carry $120.00 of overtime premium. The rates are made up; yours come from what you type.

Who should use the second job hours and pay calculator

  • Workers with two or more jobs who want one weekly figure
  • Anyone who owes tax every year because two employers each withhold as if it were their only job
  • People unsure whether hours at two jobs add up for overtime
  • Anyone converting an hourly wage into a per-minute or per-year figure

Who should not use this

  • Anyone with self-employment income, where self-employment tax and quarterly estimates apply
  • Anyone who needs credits or itemized deductions in the tax estimate; it uses wages and the standard deduction only
  • Workers in California who need daily overtime for each employer; use the California tab on the overtime rate page

Limitations

  • The tax estimate covers wage income only, with the standard deduction and no credits.
  • Joint employment is your call: the tool combines hours only when you assign the jobs to the same employer.
  • State income tax is not estimated.
  • The result is an estimate, not tax advice.
  • Nothing is uploaded or stored on a server. Clearing your browser data also removes the saved profile.

What this calculator does

This page is built for the cases other tools leave out, with the arithmetic shown so you can check it against your own pay stub. It includes:

  • Any number of jobs, rates and hours (7.5 or 7:30).
  • Separate-employer and same-employer overtime rules.
  • Two jobs tax gap with and without W-4 Step 2.
  • Social Security overpayment credit.
  • Pay per second, minute, hour, day, week, biweekly, month and year.
  • Double time and time-and-a-half pay.

Separate employers vs the same employer

Hours at separate employers are not combined. Example: 30 hours at $23.50 and 20 hours at $18.00 pays $1,065.00 with no overtime. If both jobs are with the same employer, 50 hours make 10 hours of overtime.

Why two jobs can mean a tax bill

Each employer withholds as if it were your only job. The calculator estimates your actual federal tax on the combined income and compares it with what the two jobs withhold.

Sources and review

Reviewed on 25 Oct 2026 against the published sources below. Rules and prices change, so check the current position before you rely on a figure.

Common questions

How do I calculate salary for two jobs?

Annualize each job (hourly rate × hours × weeks, or the annual salary), add them, and apply tax to the total. Set the jobs to different employers above to get the pay, and the tax box shows the combined federal bill.

Do hours at two jobs add up for overtime?

Not when the employers are separate: overtime is figured employer by employer. If both jobs are with the same employer, or related employers that share control of you, the hours are added together (29 CFR 791.2). Pick Employer A or B for each job above.

How much is $23.50 an hour biweekly?

$1,880.00 before tax, for 80 hours. Weekly it is $940.00, monthly $4,073.33, yearly $48,880.00.

How much do I get paid a second?

$23.50 an hour is $0.0065 a second and $0.3917 a minute. Divide any hourly wage by 3,600 for the per-second figure.

How do I calculate my double time pay?

Double time pay = hourly rate × 2 × hours. At $25, that is $50 an hour, so 4 hours and 30 minutes (4:30) pays $225.00. Use the double time box above.

What is a time pay calculator?

A time pay calculator turns hours and minutes into decimal hours and pay. Enter 7:30 or 7h 30m for 7.5 hours.

Should I tick Step 2 on my W-4 if I have two jobs?

Yes, usually. Withholding at each job is set as though that job is your only income. Ticking Step 2 at both jobs (or using the IRS estimator) fixes most of the shortfall.

Why do I owe tax when I have two jobs?

Each employer withholds as if you only had that one job, so the second income is taxed at too low a rate. The tax section above shows the gap.

Do I overpay Social Security with two jobs?

Yes, if your combined wages are over $184,500 in 2026. Each employer withholds 6.2% up to the cap, and the excess is refunded as a credit on your tax return. The tool shows the amount.

How do I calculate pay with hours and minutes?

Convert minutes to a decimal (minutes ÷ 60). 7 hours 45 minutes is 7.75 hours. The hours boxes accept 7:45 directly.

What is the weekly paycheck for two jobs?

With $23.50 for 30 hours and $18.00 for 20 hours at different employers the gross weekly pay is $1,065.00.

What happens to overtime if I work two jobs for the same employer at different rates?

The regular rate is the weighted average. 30 hours at $20 and 20 hours at $30 gives $24.0000, and overtime premium of $120.00. With a prior agreement, the employer can instead pay overtime at the rate of the job worked during the overtime hours (29 CFR 778.419).

Can a second job hours and pay calculator help in California?

Yes for hours-and-pay, but California daily overtime applies per employer. Use the California tab on the overtime rate adjustment calculator for each job.

Guides that explain the rules

How to calculate pay for two jobs

Related tools

Payroll adjustment calculator with taxesOvertime rate adjustment calculatorAnnual salary calculator

Results are estimates, not legal, tax, payroll or financial advice. They follow the rules and rates named under Sources, leave out anything the page does not mention (such as other income, credits, local rules or your employer’s own policy), and can differ from a payroll run, a tax return or an agency’s decision. See the disclaimer. Found a mistake? Report an error in a calculation.